Archive for March, 2006
Friday, March 31st, 2006
Many credit card holders are unaware of the fact that credit card issuers have the right to check their credit scores in midstream, not just when they issue a new card or raise a credit line. The information in your credit report can affect your interest rate and payment terms and any time, so it is important to keep on top of your credit score and know what is in your credit report.
Posted in Credit and Credit Cards | No Comments »
Thursday, March 30th, 2006
How to select tax-friendly mutual funds when investing outside of retirement accounts.
Posted in Investing | No Comments »
Wednesday, March 29th, 2006
As a consumer, you have the right to verify, validate or dispute any debt you are told about, within a given time frame.
Posted in Debt and Bankruptcy | No Comments »
Tuesday, March 28th, 2006
Today you’re going to write down everything you owe your creditors.
Posted in Debt and Bankruptcy | No Comments »
Monday, March 27th, 2006
Credit card terms and conditions can be quite vague, and sometimes one gets the feeling that is the way credit card issuers like it. Regardless of the reason for this vagueness, however, it is important for every consumer to read and understand the fine print on those credit card applications.
Posted in Credit and Credit Cards | No Comments »
Sunday, March 26th, 2006
Savings and money market accounts can be found at banks.
Posted in Financial Planning | No Comments »
Saturday, March 25th, 2006
Should you spring for one of those credit monitoring services that promise to do the work for you?
Posted in Credit and Credit Cards | No Comments »
Friday, March 24th, 2006
Does the lack of FDIC insurance make money market runds a bad choice?
Posted in Investing | No Comments »
Thursday, March 23rd, 2006
The decision of whether to buy or lease a new car is one of the most significant of all financial decisions, and it is important to make that decision wisely. A car is an important purchase, and it is important to weigh the choices very carefully.
Posted in General | No Comments »
Wednesday, March 22nd, 2006
At first blush, those great refinancing offers that allow you to pull cash out of your home to pay credit card bills and other expenses seem like a no brainer. On further examination, however, there are some drawbacks as well as the touted benefits. It is important to know how cashing out equity can affect your overall credit picture.
Posted in Mortgages | No Comments »
Tuesday, March 21st, 2006
Three critical decisions about your retirement planning is not all numbers. There is a huge emotional component to it, reflecting the fact that retiring involves one of life’s most profound periods of change.
Posted in Retirement | No Comments »
Monday, March 20th, 2006
Paying off debt is one of the most important things any person can do to secure their financial future. Being debt free gives us the ability to take charge of our finances and our lives. This article provides a guideline for getting out of debt, and remaining debt free.
Posted in Debt and Bankruptcy | No Comments »
Sunday, March 19th, 2006
How to use loans wisely, part 2.
Posted in Loans | No Comments »
Saturday, March 18th, 2006
Posted in Loans | No Comments »
Friday, March 17th, 2006
It seems that no money down loans, and even 125% loan to value (LTV) loans are all the rage these days in the world of mortgages and home refinancing. These loans can be dangerous, however, and it is important to look at both the potential benefits and the potential pitfalls of this unique form of financing.
Posted in Mortgages, Loans | No Comments »
Thursday, March 16th, 2006
Increasing numbers of corporations allow existing holders of shares of stock to reinvest their dividends (known as DRIPs) in more shares of stock without paying brokerage commissions.
Posted in Investing | No Comments »
Wednesday, March 15th, 2006
The world of online debt consolidation has certainly exploded in recent years, and more and more consumers are turning to the power and vast resources of the internet to work their way out of debt. This article focuses on what to look for in an online debt consolidation firm.
Posted in Debt and Bankruptcy | No Comments »
Tuesday, March 14th, 2006
Diversification is a big attraction for many investors who choose mutual funds.
Posted in Financial Planning | No Comments »
Tuesday, March 14th, 2006
One of the worst things that can happen to our finances is having our credit wiped out by identity theft.
Posted in Identify Theft | No Comments »
Monday, March 13th, 2006
The world of student loans and college financing can be a daunting and a confusing one. It is important, therefore, to understand how this world works, and what it can do for you. This article focuses on the importance of consolidating student loans into one easy to handle payment.
Posted in College | No Comments »
Sunday, March 12th, 2006
Estate tax differs from income tax in that income tax is owed every year on any incoming revenue.
Posted in Tax Preparation | No Comments »
Saturday, March 11th, 2006
The only good news about the rise in identity theft is that there are now more resources than ever before to help victims.
Posted in Identify Theft | No Comments »
Friday, March 10th, 2006
A mutual fund is a collection of investment money pooled from lots of people to be invested for a specific objective.
Posted in Investing | No Comments »
Thursday, March 9th, 2006
Individual investors should consider sinking some cash into real estate once they’ve built a solid portfolio of stocks and bonds.
Posted in Mortgages | No Comments »
Saturday, March 4th, 2006
You’ve heard the old saying, “If something sounds too good to be true, it usually is?” Is that true for interest only loans?
Posted in Loans | No Comments »