Have you ever stood behind someone in line at the store and watched him take out his wallet with at least 5 credit cards? Consumers with so many cards are now in the majority. Actually, almost all people hold at least one card. It’s true that credit cards have become important sources of recognition.
Much of popular culture tells us that we need a lot of stuff: certain brands of clothing, certain types of cosmetics, a certain car, a particular vacuum cleaner, even a special knife for slicing tomatoes available through this television offer. But hurry. Supplies are limited. Have your credit card ready.
An important [...]
One of the best ways to save money is to pay your self.
Every time you get a paycheck, “lose” a little to a savings account. It’s gone. Do that before you pay the bills because if you think of savings as what’s left over, you’ll never save. Most people don’t [...]
There are some bills that come due two or four times a year, such as car insurance, real estate taxes, and house insurance. Some annual special events require money, as well, such as birthdays and holidays. These can feel like financial surprises when it comes time to pay them because too often when [...]
Because of rising health care costs, many employers are turning away from traditional insurance programs, such as PPOs. Instead, many are easing their employees into High Deductible Heath Care insurance plans, or HDHPs. At first glance, these health plans seem terrible. Co-pays have been eliminated, on doctors and prescriptions. If you have a medical expense, [...]