Credit and Credit Cards

Credit Cards – Playing the 0% Game

Wednesday, January 18th, 2006

Many a smart consumer has been able to use those 0% intro rates to reduce their credit card bills and save hundreds or even thousands of dollars. When playing this game, however, it is important to know the rules. This article focuses on how to win at the game of low interest balance transfers.

The Importance of Checking Your Credit Report

Monday, January 9th, 2006

A personal anecdote that illustrates the importance of checking your credit report - and checking it often!

Repairing Bad Credit

Sunday, January 8th, 2006

There are some things you can do to repair bad credit. While working with a debt consolidation program is one option, you can use many of the same tactics yourself when dealing with your creditors.

The Importance of Your Credit Report

Friday, January 6th, 2006

There are many important documents in your financial life, but few if any are as important as your personal credit report. Your credit report can determine everything from whether or not you qualify for a mortgage to whether you land that job you are seeking.

A Free Annual Credit Report – A Perk to Take Advantage Of

Wednesday, January 4th, 2006

Obtaining a copy of your credit report every year has always been important, but it was also somewhat of a hassle and an expense. A new law, however, has made getting a copy of your credit report every year both free and easy.

Credit Denied

Saturday, December 31st, 2005

This article is about being denied credit when trying to get a car.

Paying off Those Post Holiday Bills

Tuesday, December 27th, 2005

If you’re like most people, you tend to overindulge as the holidays approach. It can be difficult to resist the urge to spend, especially when buying gifts for family members and friends. This article focuses on strategies everyone can use to get a handle on those holiday bills.

Get Control of Your Post Holiday Bills

Monday, December 26th, 2005

While the holidays are a time for friends, family and getting together, they are also a time for overindulgence, both in food and in financial matters. If you feel trapped by those post holiday bills, this article is for you.

Tips for Handling Holiday Spending and Post Holiday Bills

Sunday, December 25th, 2005

We have all succumbed to the temptation to spend too much at Christmas time, and suffered through months of bills as a result. It is important to plan carefully when it comes to the holidays, in order to avoid those post holiday blues.

A Look at the Different Credit Card Types

Thursday, December 22nd, 2005

A look at the different types of credit cards including a more in depth look at introductory offers, low lifetime rates, cash back cards, reward program cards and how to determine the best card for your needs.