Personal Finance Guide

A written down budget is a must for those wanting to stay out of debt or pay down the debt they have. People that do not have a written budget may not be taking full advantage of their money.

If your job seems reasonably secure and you own a gas guzzler, now is the time to consider buying a new car. Not only are car dealers ready to do just about anything to sell cars because sales have been down significantly during the recession, but the U.S. government has a new program that [...]

Do you remember when you were a kid and you got an allowance? Maybe there was something special and you saved up for it. When you finally got it, it was a wonderful feeling.
Now, we halfway think we want something, whip out the plastic, and then have a heart attack with [...]

Much of popular culture tells us that we need a lot of stuff: certain brands of clothing, certain types of cosmetics, a certain car, a particular vacuum cleaner, even a special knife for slicing tomatoes available through this television offer. But hurry. Supplies are limited. Have your credit card ready.
An important [...]

One of the best ways to save money is to pay your self.
Every time you get a paycheck, “lose” a little to a savings account. It’s gone. Do that before you pay the bills because if you think of savings as what’s left over, you’ll never save. Most people don’t [...]