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	<title>Personal Finance Guide</title>
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	<link>http://www.personal-finance-guide.org</link>
	<description>Professional guide to your personal finance.</description>
	<pubDate>Wed, 21 Mar 2012 04:06:21 +0000</pubDate>
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		<title>Greece Bailout and Shocks Around the World</title>
		<link>http://www.personal-finance-guide.org/archives/492/greece-bailout-and-shocks-around-the-world/</link>
		<comments>http://www.personal-finance-guide.org/archives/492/greece-bailout-and-shocks-around-the-world/#comments</comments>
		<pubDate>Mon, 03 May 2010 16:59:53 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=492</guid>
		<description><![CDATA[As many people know Greece is in a state of deep financial debt by offering too many gov&#8217;t services without much tax revenue to back up their huge spending.  Now the dog has bit them in the tail as Greece has experienced a financial teeter totter recently. 
Recently the EU and the IMF both [...]


Related posts:<ol><li><a href='http://www.personal-finance-guide.org/archives/68/the-secret-to-financial-freedom/' rel='bookmark' title='Permanent Link: The Secret to Financial Freedom'>The Secret to Financial Freedom</a> <small>The key to financial freedom is simpler than you might...</small></li><li><a href='http://www.personal-finance-guide.org/archives/52/advantages-and-disadvantages-of-stock-market-investing/' rel='bookmark' title='Permanent Link: Advantages and Disadvantages of Stock Market Investing'>Advantages and Disadvantages of Stock Market Investing</a> <small>Investing in the stock market is one of the best...</small></li></ol>

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		<title>Goldman Sachs and Warren Buffet</title>
		<link>http://www.personal-finance-guide.org/archives/490/goldman-sachs-and-warren-buffet/</link>
		<comments>http://www.personal-finance-guide.org/archives/490/goldman-sachs-and-warren-buffet/#comments</comments>
		<pubDate>Sat, 01 May 2010 16:56:28 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Investing]]></category>

		<category><![CDATA[Tax Preparation]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=490</guid>
		<description><![CDATA[Goldman Sachs was recently brought upon on fraud charges by the SEC because the commission thought that the company defrauded its investors in the mortgage crisis.  Recently, Berkshire Hathaway CEO Warren Buffet has said at the Berkshire stock holders meetings that Goldman did not commit improper activities and that Goldman should be blamed because [...]


Related posts:<ol><li><a href='http://www.personal-finance-guide.org/archives/492/greece-bailout-and-shocks-around-the-world/' rel='bookmark' title='Permanent Link: Greece Bailout and Shocks Around the World'>Greece Bailout and Shocks Around the World</a> <small>As many people know Greece is in a state of...</small></li><li><a href='http://www.personal-finance-guide.org/archives/39/the-value-of-index-investing/' rel='bookmark' title='Permanent Link: The Value of Index Investing'>The Value of Index Investing</a> <small>There are many ways to invest in the stock market,...</small></li><li><a href='http://www.personal-finance-guide.org/archives/159/the-stock-market-the-basics-of-stock-trading/' rel='bookmark' title='Permanent Link: The Stock Market: The Basics of Stock Trading'>The Stock Market: The Basics of Stock Trading</a> <small>Learning the basic principles of the stock market can be...</small></li></ol>

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		<title>Staying Under a Monthly Budget</title>
		<link>http://www.personal-finance-guide.org/archives/486/staying-under-a-monthly-budget/</link>
		<comments>http://www.personal-finance-guide.org/archives/486/staying-under-a-monthly-budget/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 01:19:20 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=486</guid>
		<description><![CDATA[A written down budget is a must for those wanting to stay out of debt or pay down the debt they have. People that do not have a written budget may not be taking full advantage of their money.
 
If you’ve never made your budget and set your monetary goals, that’s okay. It’s never too [...]


Related posts:<ol><li><a href='http://www.personal-finance-guide.org/archives/46/tips-for-creating-a-successful-budget-plan/' rel='bookmark' title='Permanent Link: Tips for Creating a Successful Budget Plan'>Tips for Creating a Successful Budget Plan</a> <small>Proper budgeting is the key to any successful financial plan,...</small></li><li><a href='http://www.personal-finance-guide.org/archives/131/a-couples-guide-to-following-a-budget/' rel='bookmark' title='Permanent Link: A Couple&#8217;s Guide to Following a Budget'>A Couple&#8217;s Guide to Following a Budget</a> <small>If you are a couple who both use the same...</small></li><li><a href='http://www.personal-finance-guide.org/archives/423/needs-vs-wants/' rel='bookmark' title='Permanent Link: Needs vs. Wants'>Needs vs. Wants</a> <small>Much of popular culture tells us that we need a...</small></li></ol>

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		<item>
		<title>The Financial Pain of Changing Technologies</title>
		<link>http://www.personal-finance-guide.org/archives/484/the-financial-pain-of-changing-technologies/</link>
		<comments>http://www.personal-finance-guide.org/archives/484/the-financial-pain-of-changing-technologies/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 11:21:05 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=484</guid>
		<description><![CDATA[At some point, being a wheelwright was no longer a means to financial security (unless you live in an Amish community and then you probably would not be reading this).  While for centuries wheelwrights provided important services such as creating the wheels for carriages and wagons as well as repairing these wheels, as the [...]


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		<item>
		<title>Butterfly Effect and Finances</title>
		<link>http://www.personal-finance-guide.org/archives/482/butterfly-effect-and-finances/</link>
		<comments>http://www.personal-finance-guide.org/archives/482/butterfly-effect-and-finances/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 02:21:33 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=482</guid>
		<description><![CDATA[The idea of the butterfly effect comes from the modeling of weather on early computer systems in the 1960s.  In the process of doing just that, Edward Lorenz discovered that a minute change of a number in a system would ultimately have drastic effects on the outcomes.  He had a model sequence which [...]


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		</item>
		<item>
		<title>What Is Security?</title>
		<link>http://www.personal-finance-guide.org/archives/478/what-is-security/</link>
		<comments>http://www.personal-finance-guide.org/archives/478/what-is-security/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 23:36:53 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=478</guid>
		<description><![CDATA[Part of the motivation for gaining wealth is the idea that money is security.  While it is true that money opens many doors in our culture, having a large amount of money does not in itself create security.  In fact, it can create a great deal of insecurity because after it is accumulated, [...]


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		</item>
		<item>
		<title>Technology, Finances, and Work in the New Century</title>
		<link>http://www.personal-finance-guide.org/archives/474/technology-finances-and-work-in-the-new-century/</link>
		<comments>http://www.personal-finance-guide.org/archives/474/technology-finances-and-work-in-the-new-century/#comments</comments>
		<pubDate>Mon, 10 Aug 2009 12:20:13 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=474</guid>
		<description><![CDATA[Prior to the Industrial Revolution, dominant jobs included farming and running small businesses such as print shops or various kinds of small-scale manufactory (blacksmith, wheelwright, etc.).  With its influx of technology, initially in the form of steam power, as well as the development of large-scale manufacturing techniques, the world of work changed.  Many [...]


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		</item>
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		<title>Credit Utilization</title>
		<link>http://www.personal-finance-guide.org/archives/472/credit-utilization/</link>
		<comments>http://www.personal-finance-guide.org/archives/472/credit-utilization/#comments</comments>
		<pubDate>Mon, 03 Aug 2009 07:22:54 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Credit and Credit Cards]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=472</guid>
		<description><![CDATA[Among the other statistics collected on your use of credit by the agencies who gather this information, is &#8220;credit utilization.&#8221;  If you have a $10,000 credit limit across all your credit cards and you have a balance of $4000 across the cards, then your debt is forty percent of your credit limit.  That [...]


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		<item>
		<title>Your Credit Card Company Can Pay You</title>
		<link>http://www.personal-finance-guide.org/archives/470/your-credit-card-company-can-pay-you/</link>
		<comments>http://www.personal-finance-guide.org/archives/470/your-credit-card-company-can-pay-you/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 13:19:50 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Credit and Credit Cards]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=470</guid>
		<description><![CDATA[When they issue credit cards, the credit card companies are depending on you carrying a balance.  Their profit comes from the fees paid by stores and services that allow you to use your card, annual charges, interest, and penalties.  Because there is so much competition between the various companies, several of them offer [...]


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		<item>
		<title>Health Insurance for the Self-Employed</title>
		<link>http://www.personal-finance-guide.org/archives/468/health-insurance-for-the-self-employed/</link>
		<comments>http://www.personal-finance-guide.org/archives/468/health-insurance-for-the-self-employed/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 04:50:15 +0000</pubDate>
		<dc:creator>KP</dc:creator>
		
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.personal-finance-guide.org/?p=468</guid>
		<description><![CDATA[One of the challenges of being self-employed is making sure that your health needs are covered.  Medical expenses are on the rise and a simple visit to an emergency room can end up costing over a thousand dollars.  If you are trying to get a business off the ground, a single health problem [...]


Related posts:<ol><li><a href='http://www.personal-finance-guide.org/archives/156/cover-yourself-the-six-top-things-to-look-for-in-a-health-insurance-plan/' rel='bookmark' title='Permanent Link: Cover Yourself - The Six Top Things to Look for in a Health Insurance Plan'>Cover Yourself - The Six Top Things to Look for in a Health Insurance Plan</a> <small>When deciding on health insurance, one needs to be aware...</small></li><li><a href='http://www.personal-finance-guide.org/archives/162/traveling-internationally-get-your-health-insurance-together/' rel='bookmark' title='Permanent Link: Traveling Internationally? Get Your Health Insurance Together'>Traveling Internationally? Get Your Health Insurance Together</a> <small>When traveling abroad not only should you make sure that...</small></li><li><a href='http://www.personal-finance-guide.org/archives/158/health-insurance-for-travelers/' rel='bookmark' title='Permanent Link: Health Insurance for Travelers'>Health Insurance for Travelers</a> <small>Once out of your network area, things can become costly...</small></li></ol>

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